Crocker Law Firm helps people who have been hurt in motorcycle accidents and families of people who have been killed on motorcycles.
Sadly, because bikers are so exposed, motorcycle accidents often result in catastrophic injury or death. You need a lawyer with experience in settling or litigating motorcycle accidents to deal with the unique challenges in these cases.
It is important to get help quickly while the motorcycle, skid marks, debris and other important evidence is still available. It also takes a huge burden from you and your family to have our help right away. Here are some of the things we can do:
Property Damage – It is important to consider any customizations or enhancements you have made to your motorcycle when settling the property damage. We also claim the loss of your helmet, clothing, and damaged items you were carrying on your person or motorcycle.
Medical Bills and Future Medical Bills – Your medical bills are part of your claim. If you are left with a permanent injury or one that will require future treatment, we can also pursue future medical expenses. We may have to take special medical proof to show the care you will likely need in the future and the cost of that care.
Pain and Suffering – We spend a lot of time with our clients to understand what they have gone through – the physical pain, the psychological trauma, the disruption of life that comes with going from doctor to doctor, and the loss of enjoyment of life. Whether we are presenting your case to a jury or to an insurance adjuster in settlement, we will tell your story to make your suffering understood.
Wage Loss and Future Wage Loss – We will document your loss of income, and may use experts to show how your lasting injury is likely to hurt your ability to make a living in the future (impairment of earning capacity).
Wrongful Death – If your spouse, child, or parent has been killed in a motorcycle wreck we will help you set up an estate and pursue a wrongful death claim. This includes claims for loss of income to take care of the family, and compensation for the suffering this loss has caused.
Punitive Damages – You can be entitled to extra money when the person who struck the motorcycle acted with flagrant indifference to the life and safety of the person hurt or killed. Punitive damages are often sought in drunk driving cases.
Kentucky car insurance automatically includes no-fault coverage. Motorcycle insurance policies are NOT required to include no-fault coverage. This coverage is optional on a motorcycle – you have to ask for it. If you do not purchase no-fault coverage on your motorcycle you will not be able to collect the first $10,000 of your medical bills and wage loss from the at-fault driver. You will not be compensated for that loss at all.
A moped is not a motorcycle (see below). If you have a wreck on a moped, scooter, go cart, or ATV you will be treated as a pedestrian, which means that the no-fault coverage of the vehicle that strikes you is responsible for the first $10,000 of your medical bills.
It may seem obvious that your bike is a moped or scooter, but you might be surprised to find that Kentucky law considers it a motorcycle. In Kentucky, the engine size is one of the factors that determines whether your bike is a moped or a motorcycle.
A moped is defined as a motorized bicycle with:
A cylinder capacity not exceeding 50 cc and rated not more than two brake horsepower
An automatic transmission not requiring clutching or shifting by the operator after drive system is engaged; and
Capable of going no more than 30 miles per hour
You may think of your bike as a moped, but if it does not meet the criteria above, the law will treat it as a motorcycle, requiring it to be registered, insured, and operated by a licensed driver.
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